- Accounts
- Checking
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Open your account at any branch, or call 910.577.7333 or 800.225.3967 during normal business hours. |
Unique Benefits
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Requirements
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Open your account at any branch, or call 910.577.7333 or 800.225.3967 during normal business hours. |
Organization Services
Did you know we have services for organizations? We offer checking and savings accounts to non-profit organizations such as churches, bowling leagues, scout groups, civic organizations, and many more!
Who Can Open this Account?
- Only Responsible Individuals of the Organization can establish membership
- Must be 18 or older
- EIN is required to open this account
- Must fill out Organization Affiliate Letter and bring it with you to a branch to open this type of account
Unique Benefits
- Night Depository Options
- Visa Debit Card
- Coin Order Change Program
- Order Checks Online
Open your account at any branch, or call 910.577.7333 or 800.225.3967 during normal business hours.
- You must have funds to cover the cost of the checks ordered
- Personalize your checks with choice of covers, styles of checks, and logos (personalization costs may vary)
- Receive your checks within 7 to 10 business days
- Cost of check order will automatically be deducted from your checking share
1. Automatic Transfer From Savings Or Money Market
- As long as funds are available. A minimum of $50 is required for the automatic transfer to take place.
- Limit of six transfers per month (Federal Regulation)
- No additional fees or charges for these transfer
2. Automatic Transfer from a personal Line of Credit (for credit qualified members/accounts)
- Must have available funds
- Unlimited transfers
- Interest charged on the amount used based on interest rate at time of transfer
- Accessible via ATM
3. Courtesy Pay
In event that there are not enough funds in your checking to cover transaction(s), our standard Courtesy Pay service will strive to pay, at our discretion:
- Checks
- Automatic payments (ACH)
- Debit card transactions that you have set up to pay bills on a reoccurring basis
4. Courtesy Pay Extra
This feature requires you to opt-in. We will then strive to pay, at our discretion:
- Everyday debit card transactions (excluding Automatic Teller Machine transactions)
Disclosures
- Truth In Savings Act (Rate and Fee Schedule)
- Non-VISA Debit Transactions
- Courtesy Pay
- Membership Booklet
- Business Membership Booklet
- NCUA Share Insurance Brochure
Note: Disclosures are displayed in Adobe Acrobat Reader. If you do not currently have this application installed you can download a copy for free by going to Adobe's website