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The ultimate in mortgage loan programs.
Mortgage Loan Options
Discover which mortgage loan option will save you the most money.
How Much House Can I Afford?
Not sure what you can afford? Check out this quick video!
Apply For a Mortgage
Easily apply for a mortgage online, and a specialist will be in touch.
Mortgage Resources
Click to view some helpful resources as you consider a mortgage.
Veterans Affairs (VA) Mortgage Loan
The Details
- Available to veterans, reservists, active duty or family members
- 30 year, fixed rate
- $0 down-payment
- No PMI (Private Mortgage Insurance)
- Loan amount up to $766,550.
- Added bonus: We will pay a lender's credit towards your closing costs!
Member's Choice Mortgage
The Details
- 100% Conventional Portfolio financing
- No PMI (Private Mortgage Insurance)
- 20 years, fixed rate
- Low competitive rates
30 Year Conventional - Single Family Home
The Details
- Low down-payment
- Flexibility with loan term (up to 30 years)
First Time Homebuyer
The Details
- 97% LTV (Loan to Value) with PMI (Private Mortgage Insurance)
- 30 year mortgage
- Fixed Rate
30 Year Conventional Construction to Permanent Loan
The Details
- Construction to Permanent financing Loan
- 100% LTV (Loan to Value) with PMI (Private Mortgage Insurance)
- Fixed Rate
Jumbo Loan
The Details
- Loan amount up to $3,000,000.00 at 80% LTV (Loan to Value) for primary residence and 2nd vacation homes
- Purchase and refinance options
- Low fixed rates
15 year Residential Investment Loan Program
Looking to invest or develop residential property? Check out our 15 year Residential Investment Loan Program.
- Up to 80% LTV (Loan to Value) on Purchase Transactions
- Up to 75% LTV (Loan to Value) on Refinanced Transactions
10 Year Conventional Lot Loan
The Details
- Unimproved/Lot Loan
- Low rates
- Up to 80% LTV (Loan to Value)
30 Year Conventional - Investment Property
The Details
- Purchase Transactions: up to 85% LTV (Loan to Value)
- Refinanced Transactions: with PMI (Private Mortgage Insurance on LTV (Loan to Value) over 80%
- Fixed Rate
30 Year Conventional
The Details
- 30 year term with a fixed rate
- 80% LTV (Loan to Value)
- No PMI (Private Mortgage Insurance)
Heroes Choice
The Details
- Available for first responders, educators, military, retired military, veterans, reservists, and active duty.
- No Down Payment
- No PMI (Private Mortgage Insurance)
- 30 Year Fixed Mortgage Rate
We offer a quick and easy application process.
- Apply online in minutes with our digital application!
- Call 910.577.7333 or 800.225.3967, extension 5470, weekdays between 9 a.m. and 5 p.m. ET with any questions, or fill out the form below and we will be in touch soon.
- For a listing of Marine FCU NMLS Mortgage Lenders, click here.
Let's Connect!
Mortgage lending from people who care.
Mortgage Resources
- Making Home Affordable (MHA) Homeowners Hope Hotline: 888-995-HOPE (4673) Hearing impaired: 877-304-9709 TTY
- Fannie Mae Loan Lookup
- My Home by Freddie Mac