Military Exclusives
Locations & Hours
Routing #: 253174893
Rates
Contact Us
- Cards
- Debit Cards
- VISA's Easy, Smart, and Secure Online Checkout
- Apple PayTM
- Samsung Pay TM
- Google Pay
- Earn Purchase Rewards
- EMV Chip
- Withdraw funds at an ATM
- Withdraw cash back at participating merchants when you use your PIN
Debit Card Reward Points and Benefits
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Basic Debit Card
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My RewardsTM Gold Debit Card
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My RewardsTM Platinum Debit Card
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| Points for everyday purchases | 1 point per $1001 | 2 points per $100 | 3 points per $100 |
| Cash back shopping online2 | Avg. 2.5% cash back | 1.5 times the cash back | 2 times the cash back |
| Bonus points for online purchases2 | Avg. of 25 points per $100 | 1.5 times the bonus points | 2 times the bonus points |
| Emergency Roadside Assistance |  (1 time per year)3 |
(3 times per year)3 |
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| Local discounts and coupons2 | |
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| Prescription Savings | |
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| Expedited Card Replacement | |
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| Free My RewardsTM App4 | |
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| Extended Warranty | |
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| Hotel and Car Rental Discounts2 | |
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| Cell Phone Protection | (2 claims annually)5 |
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| Buyers Protection | |
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| Exclusive Rewards and Vacation Packages | |
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| Monthly Cost Per Card |
$0
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$9.95
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$14.95 |
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1 Base amount of points earned for purchases using the basic Marine Federal Credit Union Debit Card is 1 point per $100 for signature or PIN based card transactions.
2 Cash Back and Bonus Point amounts and Program discounts and coupon values vary in the sole discretion of the applicable participating retailer or service provider.
3 Up to $100 per event.
4 For iPad®, iPhone® and Android™ devices. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android is a Trademark of Google Inc. Charges from your cell phone provider may apply for mobile web access.
5 Up to $500 per claim with $50 deductible per claim made. Provides coverage only for damage rendering the device no longer able to perform the function for which the device is intended (i.e., damage causing a phone not to be able to make and receive calls, etc.)
For complete details visit the My RewardsTM Premium Cards Benefit Guide
How do I order a new debit card?
A new VISA Chek Card can be ordered by:
- Signing into MFCU@Home, clicking on the Secure Forms tab, and choosing the form titled VISA Chek Card.
- Visiting a branch.
- Calling 910.577.7333 or 800.225.3967, during normal business hours.
Upon receipt of your card, call 866.985.2273 to activate it.
How long does it take for a debit card to arrive?
Once the order has been placed, it takes approximately 7-10 days for your VISA debit card to arrive. Instructions for establishing a PIN will come with the card.
You'll need to select a PIN for your debit card over the phone by calling an automated response (telephone) system. To change your PIN through the automated response (telephone) system, call 866-985-CARD (2273) and follow the prompts. You will be required to provide certain information for security purposes.
Purchase Rewards
Purchase Rewards is a program that lets you earn rewards by using your Marine FCU debit card to purchase merchandise and services.
It is available to all Marine FCU debit cardholders. You receive targeted offers on purchases based on how you shop, and what's even better is that there is no limit to the rewards that can be earned.
To start earning rewards log into Online/Mobile Banking and visit Purchase Rewards. From there you can easily choose the offers you like and they automatically load onto your debit card. When you go shopping at the retailer, pay using your Marine FCU debit card and the discount will get credited to your account.
Disputing Charges
How do I dispute charges on my debit card?
If you suspect your card has been compromised or if there are unauthorized transaction on your account, you will need to let us know right away.
To notify us, go to a branch, call 910.577.7333 or 800.225.3967 to report your card lost, stolen, or not received.
You'll need also need to complete a dispute form based on whether the purchase was fraudulent or a discrepancy. These forms are available below, in a branch, and in Online Banking under Secure Forms.
When you file a VISA debit dispute for unauthorized transactions within the required time frame, provisional (temporary) credit may be given immediately while waiting for the outcome of the dispute process.
Discrepancy Charges eSign Form
Setting up VISA's Easy, Smart and Secure Checkout, Samsung Pay, Android PayTM, and Apple PayTM
Pay confidently on-the-go and get the great features and benefits of both your Marine FCU Visa© debit and credit cards, right on your device.
How to set up:
VISA's Easy, Smart, and Secure Online Checkout
- Add your VISA credit, debit, or prepaid cards by clicking this link.
- Click to pay with your VISA card when you see this icon:
Samsung Pay
- Make sure your compatible Samsung device is updated with Samsung Pay.
- Take a picture of your Marine FCU Visa card with your device’s camera.
- Secure it with your fingerprint and backup PIN and you’ll be ready to go.
Google Pay
- Download the Google Pay App.
- Open the Google Pay app and follow the setup instructions.
- To set up a screen lock on most Android devices, open your Settings app and tap Security
Screen lock. Google Pay works with PIN, pattern, password, or fingerprint screen locks. It won’t work with screen locks like Smart Unlock, Knock to Unlock, or retinae scanning.
- To make purchases in stores, make sure your device has NFC and NFC turned on. Your phone must also have HCE.
- To set up a screen lock on most Android devices, open your Settings app and tap Security
- If you have another payment app on your phone: In your phone’s Settings app, make Google Pay the default payment app.
Apple Pay
- Go to Wallet and tap Add Credit or Debit Card.
- Follow the steps to add a new card. If you're asked to add the card that you use with iTunes, just enter its security code.
- Tap Next. Marine FCU will verify your information and decide if you can add your card to Apple Pay. If Marine FCU needs more information to verify your card, we'll ask you for it. When you have the information, go back to Settings > Wallet & Apple Pay and tap your card.
- After Marine FCU verifies your card, tap Next. Then start using Apple Pay.
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