Military Exclusives
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Routing #: 253174893
Rates
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- Accounts
- Savings
Savings options for all your life stages.
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Simply Smart Savings
When you become a member you automatically open a Simply Smart Savings.
Choice Money Market
A great option for members who would like a higher rate and also have their money accessible for when they need it.
Jumbo Money Market
Maximize your savings potential with a great rate for higher balances.
Estate
Set up for fiduciary's for a decedent to conduct transactions.
Living Trust
Legal arrangement that enables a person to transfer funds into the custody of another.
Memorial Fund
Established to assist the family of a deceased.
Custodian Savings
Designed to hold money for a minor until they reach a designated age.
When you join Marine FCU, you open a Share Savings. As a shareholder, you become part owner of the credit union. Check Rates
Benefits
- Sub-shares available
- Can be set up as a source of overdraft protection
- Debit Card
Minimum Opening Deposit
$5 share purchase required
Restrictions
- At least 18 years of age to open
Our new Choice Money Market Share offers its highest APY, on the first $5,000 deposited. Funds deposited above $5,000 earn lower rates that are applied in tiers. This tiered high-yield money market share is perfect to build a savings and meet your financial goals. Calculate your savings and find more information HERE.
Benefits
- Federally insured by NCUA
- Can be set up as a source of overdraft protection
Minimum Balance
There is no minimum balance requirement to open or keep a Choice Money Market Share
Restrictions
- No more than six (6) transactions that are not conducted face to face with a teller may clear during a statement cycle. This means that electronic, telephonic, and paper check transactions count toward the six allowable ones.
Get the most out of your money by saving with a Jumbo Money Market. This account offers those with larger balances a safe place to earn a higher rate while still having easy access to funds. Check Rates
Benefits
- Federally insured by NCUA
- Can be set up as a source of overdraft protection
Minimum Balance
$100,000
Restrictions
- No check access is allowed. Withdrawals are restricted.
Little Gunny Savers
A Little Gunny Savers Account is specially designed to teach our youngest members about saving while making it fun for them. Check Rates
Little Gunny Savers are automatically converted to Gunny Savers on their 13th birthday.
Benefits
- Membership Certificates
- Savings Records
- Coloring Contests
Minimum Opening Deposit
$5 share purchase required
Restrictions
- Age 12 or younger
- Social Security Number (SSN) verification required
- Parent, guardian, or adult family member must be joint on account
91-Day Rainbow Add-On Share Certificates
- Annual Percentage Yield of .30%
- Require a minimum opening deposit of $15
Additional deposits can be made at any time, but must be at least $5. The certificates automatically renew and are subject to a penalty for early withdrawal.
Gunny Savers
Gunny Savers are at the age where they are starting to earn their own money. This share is a great way for them to save for their first big purchases such as a vehicle, college, and moving out expenses. A Gunny Saver can manage his/her account at a branch or through online and mobile account access. They can track their latest balances, transfer funds, keep track of their spending, charges, and fees, and learn how to pay bills. Check Rates
Benefits
- Online Account Access
- Mobile Account Access
- Participation in Marine FCU's Teen Financial Success Camp
Minimum Opening Deposit
$5 share purchase required
Restrictions
- Must be between ages of 13 and 17
- Social Security Card and Photo ID required
- Parent, guardian, or adult family member must be joint on account
Secondary Savings
An additional savings account that you can open to help save for vacations, big purchases, etc.
Benefits
- Can be named as designated by the Owner (i.e. Vacation, Car, College, etc.)
- Can be set up as a source of overdraft protection
Minimum Opening Deposit
None
Restrictions
- Not available on Business accounts.
- Share may not be titled "Escrow"
Other Saving Options
Business/Organization
Primary Share for Business/Organization accounts. Check Rates
Benefits
- Can be established with Employer Identification Number (EIN) or Social Security Number (SSN)
- Can be set up as a source of overdraft protection for a Business Checking
Minimum Opening Deposit
$5 share purchase required
Restrictions
- At least 18 years of age to open
Estate
Established to conduct transactions in the name of a deceased person. The individual designated as fiduciary for the decedent is authorized to open the account. Check Rates
Benefits
- Multiple administrators are allowed on the account
- VISA Chek Card in the name(s) of each individual administrator - when a checking share is open
- Checks must show estate information
Minimum Opening Deposit
$5 share purchase required
Restrictions
- Loans may not be established on account
- Administrators are the only persons allowed to access this account
Living Trust
A Trust is a legal arrangement that enables a person (Trustor) to transfer property (funds) into the custody of another (Trustee) to use and manage for the benefit of a third party (Beneficiary). It is established to avoid fees (including probate fees, attorney fees, and taxes) and name beneficiaries. The Living Trust is valid during the lifetime of the Trustor. After the death of a Trustor, the Trustee may continue using the account to disburse funds to the beneficiary. Distribution of funds is made at one of the following times:
- When the Trustor dies.
- When the beneficiary reaches a designated age.
- At some other time stipulated in the Trust Agreement.
Benefits
- Can be established by Trustor with Social Security Number (SSN) or an Employer Identification Number (EIN)
- VISA Chek Card in the name(s) of each individual trustee - when a checking share is open
- Safe Deposit Box may be opened if allowed
Minimum Opening Deposit
$5 share purchase required
Restrictions
- Loans may not be established for this account
Memorial Fund
A Memorial Fund is established to assist the family of a deceased person. Check Rates
Benefits
- Any person with a relationship to the family may open an account.
Minimum Opening Deposit
$5 share purchase required
Restrictions
- MarChek and Money Market checks must show Memorial Fund information
- Share Certificates must be in name of Memorial Fund
- Account must be established using an Employer Identification Number (EIN)
Custodian Savings
Custodian accounts are established and governed by the Uniform Transfer to Minors Act. They are designed to hold money for a minor until he/she reaches a designated age. Check Rates
Benefits
- Only minor's legal guardian can establish account
- VISA Chek Card in custodian's name - when a checking share is open
- Share certificates may be established in minor's name
Minimum Opening Deposit
$5 share purchase required
Restrictions
- Minor must be under 21 years of age
- Checks in custodian's name
Disclosures
Note: Disclosures are displayed in Adobe Acrobat Reader. If you do not currently have this application installed you can download a copy for free by going to Adobe's website.
*Accrued dividends will not be paid if the share is closed during the dividend period.
Equal Housing Opportunity Insured by NCUA 