Military Exclusives
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Routing #: 253174893
Rates
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I Want To:
Transfer a Balance
Special: 0% Annual Percentage Yield for 12 Months, 5% transfer fee between September 1 and October 31, 2024
Earn The Highest Reward Points
Redeem up to triple points on everyday spending with our VISA® Signature Card.
Get a Low Rate Plus Earn Rewards
Enjoy a low rate, plus earn points with our VISA® Platinum Card.
Show Off My USMC Pride
Earn a discounted rates plus double points with our VISA® Honor Card.
Get The Lowest Rate
Enjoy simplicity and the lowest rate with our Visa® Value Card.
Build My Credit
Start building or rebuilding your credit with our Visa® Credit Builder Card.
Earn Cash Back
Earn caash back on purcahses with our VISA® Cash Back Card.
Get A Card For My Business
Get big value with competitive rates Our VISA® Business Credit Card.
Browse our cards below.
| VISA Signature Card |
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Who It's Great For
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Those who love earning points quickly. Earn 1 Point for every day purchases and 3 points for every dollar spent on groceries and travel. CU Rewards INTRODUCTORY SPECIAL: Spend $5,000 in retail purchases within your first 90 days and earn 15,000 bonus point, plus 0% APR on all purchases within your first 9 months! See your credit card documents for your purchase rate. |
| Fees |
Annual Fee |
| APR |
Purchases are at a 16.99% - 18% variable APR.* |
| Ready to get started? |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
| VISA Honor Card |
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Who It's Great For
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Exclusive for active duty, reservists, veterans, retired Military, and dependents who want a rate discount and double points for every dollar spent at gas stations, grocery stores, and travel. CU Rewards INTRODUCTORY SPECIAL: 0% APR on all purchases within your first 9 months! See your credit card documents for your purchase rate. |
| Fees |
Annual Fee |
| APR |
Purchases are at a 12.99% - 18% variable APR.* |
| Ready to get started? |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
| VISA Platinum Rewards |
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Who It's Great For
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Those who like to earn points and want a lower rate. Earn one point for every dollar spent. Redeem your points for travel, hotels, gift cards, merchandise, and more ... all with no annual fee. CU Rewards INTRODUCTORY SPECIAL: 0% APR on all purchases within your first 9 months! See your credit card documents for your purchase rate. |
| Fees |
Annual Fee |
| APR |
Purchases are at a 13.99% - 18% variable APR.* |
| Ready to get started? |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
| VISA Platinum Cash-Back | 
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Who It's Great For
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Those who enjoy getting cash back applied to their balance. Earn unlimited 1% cash back on all purchases, and there's no minimum to redeem for cash back ... all with no annual fee. INTRODUCTORY SPECIAL: 0% APR on all purchases within your first 9 months! See your credit card documents for your purchase rate. |
| Fees |
Annual Fee |
| APR |
Purchases are at a 13.99% - 18% variable APR.* |
| Ready to get started? |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
| VISA Value |
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Who It's Great For
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Those who don't use reward points and want to lowest rate. No frills, tracking points, or cash back. The VISA Value is simple and secure, comes with a lower rate, and no annual fee. |
| Fees |
Annual Fee |
| APR |
Purchases are at a 12.99% - 18% variable APR.* |
| Ready to get started? |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
| VISA Credit Builder |
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Who It's Great For
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Those who need to build credit. Build a non-existent credit score, or re-build a low credit score with the VISA Credit Builder Secured card. Choose this card today to start your credit building journey! INTRODUCTORY SPECIAL: 0% APR on all purchases within your first 9 months! See your credit card documents for your purchase rate. |
| Fees |
Annual Fee |
| APR |
Purchases are at a 18% variable APR.* |
| Ready to get started? |
You can also apply at any branch location or call 910.577.7333 or 800.225.3967, Monday - Friday, 8 a.m. - 6 p.m. and Saturday 8 a.m. - 2 p.m. ET. |
Now that you have the card, how do you pay your credit card bill?
To pay your credit card bill:
Visit any branch location, call 910.577.7333 or 800.225.3967 during regular business hours, log in to online banking, or use mPay to make your payments.
Reminder for automatic credit card payments:
If you have your credit card payment set up automatically through MFCU@Home, payroll deduction, an in-house transfer, or any other automatic payment set up, please remember that:
- the minimum payment for your credit card is $35 or 2% of the balance of your credit card account, whichever is greater.
- If the balance on your account is less than $35, the minimum payment is the balance.
If you need additional assistance, please contact us at 910.577.7333 or 800.225.3967 during regular business hours.
Disputing Charges
How do I dispute charges on my credit card?
If you suspect your card has been compromised or if there are unauthorized transactions on your credit card account, you will need to let us know right away. Click here for a complete list of phone numbers.
You'll need also need to complete a dispute form based on whether the purchase was fraudulent or non-fraudulent. These forms are available in a branch and online using our secure eSign forms below.
When you file a VISA Credit Card dispute for unauthorized transactions within the required time frame, provisional (temporary) credit may be given immediately while waiting for the outcome of the dispute process.
Disclosures
Credit Card Agreement And Disclosures
Credit Card Rates
*Rates are based on an evaluation of credit history, so your rate may differ. Please see Rates for more details. Rates are variable and subject to change. Variable APRs apply to purchases, balance transfers and cash advances.
Note: Disclosures are displayed in Adobe Acrobat Reader. If you do not currently have this application installed, you can download a copy for free by going to Adobe's website
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