- Loans
- Secured
Use money in your savings or share certificate as collateral for a loan.
Share Secured Loan
Pledge dollar for dollar in the amount of the loan. As the balance owed on the loan decreases, an equivalent amount becomes available in Share Savings.
- Loan may not exceed available share balance
- Funds in the Simply Smart Savings Share, Secondary Savings Share, or Etc. Club are eligible
Apply at any branch, or call 910.577.7333 or 800.225.3967, during regular business hours.
Features/Benefits
- Immediate approval
- Receive money quickly
- Low interest rate
- Continue to earn dividends
Helpful Links
Share Certificate Secured Loan
Your loan is fully protected by pledging funds in non-IRA share certificates.
- Loan may not exceed share certificate term
- Funds in a non-IRA share certificate are eligible
Apply at any branch, or call 910.577.7333 or 800.225.3967, during regular business hours.
Features/Benefits
- Immediate approval
- Receive money quickly
- Low interest rate
- Continue to earn dividends