Home Equity Line Of Credit (HELOC) - We pay up to $400 in closing costs!

When you open a HELOC we'll pay up to $400 towards closing costs when you're approved. A HELOC is similar to a Home Equity Loan since it’s based on the equity you have in your home, except the payments work differently. Instead of getting the money in one big lump sum, and paying fixed monthly payments, you can use the amount as you need it. For example, you were approved for a $10,000 HELOC, but only use $2,000. Your payment is based on the portion you used rather than the whole loan.  

• Up to $400 paid towards closing costs
• No private mortgage insurance
• Access available via plastic card, transfer, or checks
• Rates as low as 8.00% APR**

Apply Now or call 910.577.7333 or 800.225.3967, during business hours. View our rates.

NMLS ID#: 790338
For a complete listing of Marine FCU NMLS representatives, click here.

**HELOC Prime Rate. This APR will vary with the market based on The Wall Street Journal Prime Rate, but will not go below the floor rate of 3.50%. After a change to the Prime Rate, the new rate will be applied at the start of your next monthly billing cycle.

Want to know more? View this video and the documents below to learn more about how a HELOC works!

HELOC Early Disclosure NC/SC/VA

*Rates vary based on credit worthiness and underwriting. Programs, rates, terms, and conditions are subject to change without notice. Up to $400 will be paid towards closing costs. Closing costs vary by state and may be as low as $400.00. This product is only available in NC, VA, and SC. A home equity line of credit is secured by a first or second mortgage lien on your primary residence. Your home must be a single family dwelling, mobile homes are acceptable if they are on a permanent foundation, condominiums and duplexes do not qualify. Flood and/or property hazard insurance may be required. Other restrictions may apply. Membership and credit eligibility required.