Military Exclusives
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Routing #: 253174893
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- Accounts
- Investments
Make your money work harder with these investment options.
Share Certificates
Keep your money in a certificate for a designated amount of time.
Individual Retirement Accounts
Traditional and Roth IRAs
Coverdell ESA
An education savings plan that lets you save the smart way for your child's future.
Health Savings Account
Save money tax-free to assist you with medical costs.
Simplified Employee Pension
Retirement plan designed specifically for self-employed people and small business owners.
Investment Share Certificates
Share Certificates are investments featuring set dollar amounts with fixed terms and fixed rates. Marine FCU offers a variety of Share Certificate options that provide ease and flexibility in starting an investment program.
You may choose the option to have earnings compounded to the certificate monthly or deposited directly into your Share Savings. No matter what option you select, your money will earn market rates or higher. View Rates
Open at any branch, or call for details at 910.577.7333 or 800.225.3967, during business hours.
Use As Collateral
- Money available in minutes
- Comfortable monthly payments
- Loan interest rate is only two percentage points above your Share Certificate dividend rate
Individual Retirement Account (IRA) Share Certificates
IRA Share Certificates are a great way to grow your money for retirement.
Open at any branch or call for details at 910.577.7333 or 800.225.3967, during business hours.
Benefits
- Earnings can be compounded to the certificate monthly
- Your money will earn market rates or higher. View Rates
Traditional And Roth IRAs
Don't have a retirement plan at work? Perhaps an Individual Retirement Account (IRA) would be beneficial in saving for the future. An IRA is a sound way to save for retirement. A Marine FCU IRA allows you to save a portion of your earned income each year while earning competitive dividend rates. View Rates
Open at any branch or call for details at 910.577.7333 or 800.225.3967, during business hours.
Benefits
- Insured separately from other deposit accounts by NCUA
- Periodic contributions throughout the year
Minimum Opening Deposit
$0
Forms
Traditional IRA Application
Traditional IRA Contribution
Traditional IRA Withdrawal
State Withholding
Roth IRA Application
Roth IRA Contribution
Roth IRA Withdrawal
Simplified Employee Pension (SEP IRA)
A Simplified Employee Pension Individual Retirement Account (SEP IRA) is a retirement plan designed specifically for self-employed people and small business owners. SEP plans meet the needs of small employers with limited resources because they are easy to administer. You can establish a SEP IRA if you are a sole proprietor, in a partnership, small business, small employee groups and corporations. View Rates
Open at any branch or call for details at 910.577.7333 or 800.225.3967, during business hours.
Benefits
- Contributions are tax deductible
- Contributions you make for your employees are a business expense
Minimum Opening Deposit
$50
Restrictions
Designed for small businesses and self-employed.
Investment savings accounts.
Coverdell Education Savings Plan (CESA)
The Coverdell Education Savings Account (CESA) allows you to save money for a child's education expenses. Contributions made to a Coverdell Education Savings Account can generally be used for tuition, books, and many other expenses related to education. View Rates
Open at any branch or call for details at 910.577.7333 or 800.225.3967, during business hours.
Benefits
- Contributions can be made anytime
- Funds can be withdrawn anytime
Minimum Opening Deposit
$50
Forms
Health Savings Account (HSA)
The Health Savings Account (HSA) was created to let you save money with tax-free dollars to assist you with the costs not covered by your health insurance plan. HSAs offer a new approach that helps you control your health care costs. When combined with a low-cost, high deductible health insurance policy, an HSA is meant to assist in paying qualified medical expenses.
An HSA is "portable" so it stays with you if you change employers or leave the work force. There is "no use it or lose it" provision. You decide how much and who to pay for medical expenses. View Rates
Open at any branch or call for details at 910.577.7333 or 800.225.3967, during business hours.
Benefits
- Deduct your contributions to an HSA from your taxes
- Account earnings will accumulate on a tax-deferred basis
- Distributions are tax-free if used for qualified medical expenses
- Check access at no additional cost
Minimum Opening Deposit
$50
Forms
Consult your tax advisor for clarification on tax implications (eligibility, contribution limits, deposit deadlines, etc.) and to help you make decisions regarding retirement and education investment options. This is not intended as tax advice. Contact a tax professional.
Note: Disclosures are displayed in Adobe Acrobat Reader. If you do not currently have this application installed you can download a copy for free by going to Adobe's website.
Are you up for the 52 week challenge?
Our 52- Week Challenge Certificate will provide less stress and more savings!
How it Works
Visit a branch or call us at 800.225.3967 to open your 52 Week Challenge Certificate.
Start by depositing $1 the first week, and then adding an additional dollar to your deposit amount each week.
Download our chart here to track your progress.
Once you reach the 52nd week, you'll have $1,378 plus dividends!
You may then have the balance transferred into your savings or checking or into a 12-month add-on certificate.
Tips and Tricks
- Create a weekly automatic transfer for $26.50 to save at least $1,378 at the end of 52 weeks.
- Keep the tracking chart in a place you look at every day as a reminder to save.
- Switch things up by starting with $52 the first week and working your way backward.
- If you have extra funds to contribute to your weekly deposits, do it!
See rates. Federally insured by NCUA. Membership eligibility required.
Equal Housing Opportunity Insured by NCUA 