Military Exclusives
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Routing #: 253174893
Rates
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- Rates
- Consumer Loan Rates
Consumer Loan Rates
Effective date: 1/1/2025
Membership Eligibility Required
| Loan Type | APR As Low As |
|---|---|
| New Automobile | 5.15% |
| Used Automobile | 7.25% |
| RV/Boat | 8.75% |
| Motorcycle | 11.00% |
| Personal Watercraft | 11.00% |
| Personal | 11.15% |
| Title Secured (Non-Purchase) | 9.00% |
| Share Secured | 2.10% |
| Certificate Secured | 5.05% |
| Line of Credit | 11.50%* |
| Home Equity Line of Credit (HELOC) | 7.50%** |
Risk Based: The Annual Percentage Rate (APR) you receive may vary, but will not exceed 18% and is determined by your credit history and underwriting factors. You will be notified of the base rate for which you qualify when your loan request is approved. Some restrictions may apply. All programs, rates, terms, and conditions are subject to change without notice. Rates are accurate as of the effective date.
*Prime Rate. This APR will vary with the market based on The Wall Street Journal Prime Rate, but will not go below the floor rate of 10.00%. After a change to the Prime Rate, the new rate will be applied at the start of your next monthly billing cycle.
**HELOC Prime Rate. This APR will vary with the market based on The Wall Street Journal Prime Rate, but will not go below the floor rate of 3.50%. After a change to the Prime Rate, the new rate will be applied at the start of your next monthly billing cycle.
For assistance or questions regarding loan rates, please call Marine FCU at 910.577.7333 or 800.225.3967.
To print a PDF of rates and disclosures, click here.
Equal Housing Opportunity Insured by NCUA 