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Introducing Medicare Assistance
Marine Federal now has a dedicated health insurance team available to assist you in maximizing your Medicare benefits. Marine Federal can help you navigate the Medicare maze. Your Medicare options can change annually, so there is no better time to have our expert review your Medicare benefits. Of course, this is a free service to you and there is no further obligation.
Medicare is a federal health insurance program for:
- People aged 65 or older;
- People with qualifiying disabilities; or
- People with End-Stage Renal Disease (ESRD)
| Part A (Hospital Insurance) | Original Medicare: Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care. |
|---|---|
| Part B (Medical Insurance) | Original Medicare: Helps cover - Services from doctors and other health care providers; Outpatient care; Home health care; Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment); Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits) |
| Part C (Medicare Advantage) | Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D. |
| Part D (Drug Coverage) | Helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare. |
| Medicare Supplemental Insurance (Medigap) | Extra insurance you can buy from a private company that helps pay your share of costs in Original Medicare. Policies are standardized, and in most states named by letters: A-D, F, G, AND K-N. The benefits in each lettered plan are the same, no matter which insurance company sells it, however the price may vary. |
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*This is an advertisement for an insurance product. Insurance products are not NCUA/NCUSIF or otherwise federally insured and are not guarantees or obligations of the credit union. Effective September 5, 2023, Marine FCU will have a licensed insurance agent to provide assistance with Medicare products. The credit union is collaborating with The Centers for Medicare & Medicaid Services to make insurance products and services available to credit union members. All credit union products and services are subject to change without notice. Member Eligibility Required.
Not connected with or endorsed by U.S. government or the federal Medicare program. We do not offer every plan available in your area (currently servicing credit union members who are residents of North Carolina and already have Medicare Parts A and B). Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
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